1. If you are earning over £100,000 then you lose £1 of the £12,500 personal allowance for every £2 that you earn. This equates to an effective tax rate of 62% between £100,000 and £125,000.
  2. If you earn over £150,000 then you lose £1 of annual pension allowance for every extra £2 that you earn until earning over £210,000. At this point annual pension contributions are capped at £10,000 and any contributions exceeding this will be liable to 45% tax.
  3. What happens to your lifestyle and your children’s education if you lose your job through ill health and you are unable to bring in an income?
  4. Is your dividend income tax free?
  5. Do you utilise all of your personal tax allowances every year?
  6. Do you have a Capital Gains Tax liability and are you able to defer it?
  7. Are your investments growing in the most tax efficient tax way?


Depending on your personal circumstances utilising any of the following opportunities could be beneficial to you:

  1. ISA Investments
  2. Unit Trust Investments
  3. Offshore Investment Bonds
  4. Tax Efficient Investments
  5. Life, Critical Illness and Income Protection Assurance Policies
  6. Pension Contributions

Make An Appointment

If you would like to ensure that the correct financial strategy is applied to your personal circumstances then School Fees Planning can arrange at no cost for specialist in any area to review your personal circumstances


Contact us

Please send us a message using the form provided here
alternatively email: info@school-fees-planning.com

Or call us on 020 39 039 301

We would like to use your name and email address to occasionally inform you of our future offers and similar products. This information is not shared with third parties and you can unsubscribe at any time via phone, email or our website. Please indicate below if this is something you would like to sign up to.
Yes please keep me updated.No thank you. You may only contact me concerning this enquiry.

View our Privacy Policy